Budget Planning for Different Income Levels

Student Budget (€800-1,200/month)

- Accommodation: €300-600 (student housing or shared) - Food: €200-300 - Transportation: €30-75 (student discounts) - Personal: €100-200 - Tips: Cook at home, use student discounts, seek CAF housing aid

Young Professional (€1,500-2,500/month)

- Accommodation: €600-1,200 - Food: €300-400 - Transportation: €75-100 - Personal: €300-500 - Tips: Consider suburbs for lower rent, meal vouchers from employers

Family Budget (€3,000-5,000/month)

- Accommodation: €1,200-2,500 - Food: €600-800 - Transportation: €150-300 - Childcare/School: €200-800 - Personal: €500-800 - Tips: Research family benefits (CAF), school cantines reduce food costs

Comfortable/Retirement (€4,000+/month)

- Accommodation: €1,500-3,000+ - Food: €500-800 - Transportation: €200-400 - Healthcare: €200-400 - Leisure: €800+ - Tips: Consider tax implications, private health insurance

Initial Setup Costs (One-time)

- Security deposit: 1-2 months rent - Agency fees: 1 month rent (if applicable) - Utility deposits: €200-500 - Basic furnishings: €500-2,000 - Administrative fees: €200-500 - Emergency fund: 3 months expenses recommended