Alternative Funding Sources
Crowdfunding in France
France has a mature crowdfunding ecosystem with specific regulations:
#### Equity Crowdfunding Platforms: - Wiseed: Tech and innovation focus - Anaxago: Real estate and startups - Sowefund: VC-backed startups
Regulations: - Maximum €8M per project - Investor limits based on income - Platform authorization required
Best For: B2C products, community building, marketing validation
#### Reward Crowdfunding Platforms: - Ulule: French leader, creative projects - KissKissBankBank: General projects - Kickstarter/Indiegogo: International reach
Success Factors: - Strong visual presentation - Engaged community - Realistic goals - French language version helpful
Revenue-Based Financing
Growing alternative for SaaS and e-commerce:
Providers: - Silvr: Revenue-based loans - Karmen: Flexible financing - Uncapped: International player
Typical Terms: - 6-12 month repayment - 6-12% total cost - Based on monthly revenues - No dilution
Venture Debt
Increasingly available for VC-backed startups:
Providers: - Silicon Valley Bank: Active in France - Kreos Capital: European specialist - Bootstrap Europe: Growth debt
Typical Terms: - 20-40% of last equity round - 3-4 year term - 10-14% interest rate - Warrant coverage 5-10%