FinTech: Reinventing Money

French FinTech moves beyond payments to fundamental financial infrastructure:

Ledger: Global leader in cryptocurrency hardware security, protecting over 20% of all crypto assets. Their technology becomes critical infrastructure as digital assets mainstream.

Lydia: Evolved from peer-to-peer payments to full digital banking, serving 7 million users. Their success proves French consumers embrace financial innovation.

Shift Technology: AI-powered fraud detection for insurance companies, processing billions of claims across 100+ countries. Their technology saves insurers hundreds of millions annually.

Alma: Buy-now-pay-later solution built for European regulations, offering responsible credit alternatives. Their sustainable growth model contrasts with American BNPL excesses.

The Banque de France's digital euro experiments position France at the forefront of central bank digital currencies. Regulatory sandboxes enable innovation while maintaining financial stability.